Yesterday, I did the second talk in the last month to secondary school pupils.  This is my contribution to the Lord Speaker’s Schools Outreach programme, which Helene Hayman has launched to get school children to understand more about Parliament and the role of the House of Lords.  There is nothing like an hour of being questioned by two hundred or so fifteen- and sixteen-year-olds to provide a reality check.  Interestingly, a large number of questions about the “credit crunch” and the banking crisis.  If there comments are representative about what they and their families are thinking, it is clear that the Government must do a lot more to get across what is happening, why it matters and why the approach Gordon Brown and Alistair Darling are taking is the right one.